Now we’ve all done it, taken our eye from our bank balance for what felt like a few busy days and then realised everything seems to have come out at once and we’re in a bit of a pickle. Thankfully, the Direct Debit Control Centre app means such awkward situations can be a thing of the past, no matter how busy things get.

The app’s free to download to your iPhone or iPad, and it means you can see all of your Direct Debits in one place, it’ll send you reminders before a Debit collection is made, and it’s easy to register new Debit agreements so that you’re never n danger of getting distracted and forgetting about what’s leaving your account. That means no more bank charges or awkward conversations with the bank, and best of all – peace of mind that you know exactly how much you have available and for how long.

All you have to do is download the app and spend a few minutes registering the Direct Debits you have connected to your bank account, and then you’re ready to enjoy up to date information on your finances at your fingertips. That means you’re free to check how things are looking when you’re on the train to work, when you’re getting ready for that big night out with your friends, or even when you’re out shopping. No matter where you are or what you’re up to, you can double check how your budget’s looking within moments.

If you’ve got teenagers who are just getting the hang of managing their own money, why not download the app onto the next phone you treat them to so they get into the habit of staying on top of their money?