One of the best things about using Direct Debit collection to make regular payments is that it makes it far easier to stay on top of your outgoings, and there are some handy tools available to make it easier than ever to stay on top of your finances… even if you sometimes lose track.

The Direct Debit Control Centre App is a simple app that means you can keep control of your money when you’re on the go, and in these busy times when we barely have a moment to log into our online bank accounts and start checking what’s going where, it’s a great help.

All you need to do to get started is download the app and register every Direct debit you currently have, and that’s the only setup you’ll need to do. The app will then be able to send you handy reminders just before your debits leave your accounts, so even if you tend to get your dates mixed up or lose track of time you’ll have a heads up before the money leaves your account so you can ensure everything’s ready to go.

That’s not the only godsend of an app for those of you who rely on Direct Debit though, there’s also the Budget Calculator. Again, this tool’s simple to use but so handy you’ll wonder how you went so long without it, and it calculates how much of your money you have left to yourself once your Debits leave your account.

Just Google Direct Debit Budget Calculator to get started. All you need to do is enter your outgoings into the easy online form, and then press ‘calculate disposable income’ to see how much you’ve got left to put aside for a rainy day (or treat yourself for that matter!).